Financing Available

“Same As Cash” Program

Chapman Automotive doesn’t want to restrict clients that might not be able to afford our services. With that being said, we offer several flexible financing options for all of our clients. Depending on the final price of your auto repair service, we have varying degrees of flexibility for payment plans, they look a little like this:

Purchases under $199 must be paid when the first month’s bill comes in.

Purchases within $199-$750 range must be paid within 6 months to avoid interest.

Purchases $750 and above must be paid within 12 months to avoid interest.

We aim to make the payment process easy to complete. Through our site, you can view your statement, make payments, read the terms and agreements of our contract, and set up e-billing.

In order to approve you for a payment plan, we require two forms of ID:

1 Primary (Driver’s License, State ID, Passport or Military ID)

1 Secondary (Credit Card, Gas Card, Department Store Card)

When applying for a payment plan, here are a couple of guidelines for our applicants:

Based on personal income not household income

May include alimony and child support when listing income

Applicants can list a joint applicant to increase credit limit/approval chances

We offer two Credit options:

Revolving Credit – An open line of credit that can be used anywhere Synchrony Financial is accepted. Comes with your own personal credit card with your name on it.

Installment Loans – A one time purchase with pre-determined payments over a set amount of time.

The Application only takes a couple minutes to fill out, and response time from the bank is within seconds, and it sports a 78% Approval Rate! This program gives you more financial flexibility, while also helping you avoid interest from a typical long term payment plan. All your customer information is kept strictly with Synchrony and is never given away or sold.

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Chapman Automotive, Thank you so much!! :) I’ll be recommending you to anyone I know with car trouble! Thanks again.
Kaitlin Scott via Inside our business

Financing Available