Financing Available

“Same As Cash” Program

Chapman Automotive doesn’t want to restrict clients that might not be able to afford our services. With that being said, we offer several flexible financing options for all of our clients. Depending on the final price of your auto repair service, we have varying degrees of flexibility for payment plans, they look a little like this:

Purchases under $199 must be paid when the first month’s bill comes in.

Purchases within $199-$750 range must be paid within 6 months to avoid interest.

Purchases $750 and above must be paid within 12 months to avoid interest.

We aim to make the payment process easy to complete. Through our site, you can view your statement, make payments, read the terms and agreements of our contract, and set up e-billing.

In order to approve you for a payment plan, we require two forms of ID:

1 Primary (Driver’s License, State ID, Passport or Military ID)

1 Secondary (Credit Card, Gas Card, Department Store Card)

When applying for a payment plan, here are a couple of guidelines for our applicants:

Based on personal income not household income

May include alimony and child support when listing income

Applicants can list a joint applicant to increase credit limit/approval chances

We offer two Credit options:

Revolving Credit – An open line of credit that can be used anywhere Synchrony Financial is accepted. Comes with your own personal credit card with your name on it.

Installment Loans – A one time purchase with pre-determined payments over a set amount of time.

The Application only takes a couple minutes to fill out, and response time from the bank is within seconds, and it sports a 78% Approval Rate! This program gives you more financial flexibility, while also helping you avoid interest from a typical long term payment plan. All your customer information is kept strictly with Synchrony and is never given away or sold.

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Testimonials

Dear John, I’m writing you and your employees a quick note to say thanks for fixing our brakes on the Ford conversion van. We had it loaded with 6 adults again Saturday for a trip to Fennville and the brakes were smooth and quiet. I really appreciate the effort and time you spent fixing a situation that was not your making. Again thank you for sticking with me and seeing our problem resolved satisfactorily.
Gary Capman, via inside our business

Financing Available